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Every lender must research and document three things to determine your eligibility and interest rate. Income, credit and collateral.  Your identity must also be verified according to the Patriot Act.  Every docuement required falls into those three categories so let's break it down. Income. How do you get paid? Every lender needs to prove that you have  a two year History of recieveing that type...


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Borrowers ask me this question all the time. The resounding answer is maybe. First let’s talk about what it is and what it does. Title insurance insures the beneficiary that no liens exist except those specifically mentioned and detailed in the policy. The title company searches public records for everything that has transpired regarding a specific piece of property for at least the past 40 years....


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